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The Impact of Financial Literacy on Financial Inclusion and Household Welfare in Ghana

University of New England, Australia
Koomson, Isaac
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ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2FANDS&rft_id=info:doi10.25952/jqr9-ea02&rft.title=The Impact of Financial Literacy on Financial Inclusion and Household Welfare in Ghana&rft.identifier=10.25952/jqr9-ea02&rft.publisher=University of New England&rft.description=This thesis was informed by using three existing datasets. The main dataset (RAFiP) was collected as part of a randomised controlled trial conducted in Ghana in 2015 and 2016. Baseline data was collected on 1,441 respondents while endline data was collected on 1,415 respondents. This data covered sections on demographic information, financial literacy, household consumption, asset accumulation, financial inclusion, health expenditure and others. The other two datasets are the sixth and seventh rounds of the Ghana Living Standards Survey (GLSS) that was collected by the Ghana Statistical Service. GLSS6, which was collected in 2012/13, sampled 16,772 households while GLSS7 (collected in 2016/17) had a sample size of 14,009 households. The GLSS surveys cover sections on demography, housing conditions, employment, education, water and sanitation, health, access to financial institutions and insurance services, remittance and household assets, poverty, disability, migration, agriculture, non-farm activities and governance, among others.The datasets used for this thesis consist of: 1. Rural Agriculture Finance Programme (RAFiP), Financial Literacy Project dataset. Access to the dataset can be requested by contacting: James Atta Peprah (PhD) Department of Economics University of Cape Coast Cape Coast, Ghana [email protected] 2. Ghana - Ghana Living Standards Survey 6 (With a Labour Force Module) 2012-2013, Round Six (Datasets used: sec10A.dta, sec10B.dta, sec12a.dta, SEC1.dta, POV_GH_2013.dta, GHA_2013_H.dta, GHA_2013_INCOME.dta). Access to these datasets is available via The Ghana Statistical Service website: http://www2.statsghana.gov.gh/nada/index.php/catalog/72 3. Ghana - Ghana Living Standard Survey (GLSS 7) 2017 (Datasets used: g7sec1_5.dta, povgh_2017.dta, g7sec12b.dta, g7sec3a.dta, 15_GHA_2017_I.dta, g7sec11_12screening.dta, g7sec12a.dta) Access to these datasets is available via The Ghana Statistical Service website: http://www2.statsghana.gov.gh/nada/index.php/catalog/97&rft.creator=Koomson, Isaac &rft.date=2019&rft_rights=Rights holder: University of Cape Coast; The Ghana Statistical Service&rft_subject=Economic Development and Growth&rft_subject=ECONOMICS&rft_subject=APPLIED ECONOMICS&rft_subject=Economic Development Policy&rft_subject=STUDIES IN HUMAN SOCIETY&rft_subject=POLICY AND ADMINISTRATION&rft_subject=Consumption&rft_subject=ECONOMIC FRAMEWORK&rft_subject=MICROECONOMICS&rft_subject=Economic Framework not elsewhere classified&rft_subject=OTHER ECONOMIC FRAMEWORK&rft_subject=Economic development policy&rft_subject=Policy and administration&rft_subject=HUMAN SOCIETY&rft_subject=Consumption&rft_subject=Microeconomics&rft_subject=ECONOMIC FRAMEWORK&rft.type=dataset&rft.language=English Access the data
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Rights holder: University of Cape Coast; The Ghana Statistical Service

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This thesis was informed by using three existing datasets. The main dataset (RAFiP) was collected as part of a randomised controlled trial conducted in Ghana in 2015 and 2016. Baseline data was collected on 1,441 respondents while endline data was collected on 1,415 respondents. This data covered sections on demographic information, financial literacy, household consumption, asset accumulation, financial inclusion, health expenditure and others. The other two datasets are the sixth and seventh rounds of the Ghana Living Standards Survey (GLSS) that was collected by the Ghana Statistical Service. GLSS6, which was collected in 2012/13, sampled 16,772 households while GLSS7 (collected in 2016/17) had a sample size of 14,009 households. The GLSS surveys cover sections on demography, housing conditions, employment, education, water and sanitation, health, access to financial institutions and insurance services, remittance and household assets, poverty, disability, migration, agriculture, non-farm activities and governance, among others.
The datasets used for this thesis consist of:

1. Rural Agriculture Finance Programme (RAFiP), Financial Literacy Project dataset. Access to the dataset can be requested by contacting:
James Atta Peprah (PhD)
Department of Economics
University of Cape Coast
Cape Coast, Ghana
[email protected]

2. Ghana - Ghana Living Standards Survey 6 (With a Labour Force Module) 2012-2013, Round Six (Datasets used: sec10A.dta, sec10B.dta, sec12a.dta, SEC1.dta, POV_GH_2013.dta, GHA_2013_H.dta, GHA_2013_INCOME.dta). Access to these datasets is available via The Ghana Statistical Service website: http://www2.statsghana.gov.gh/nada/index.php/catalog/72

3. Ghana - Ghana Living Standard Survey (GLSS 7) 2017 (Datasets used: g7sec1_5.dta, povgh_2017.dta, g7sec12b.dta, g7sec3a.dta, 15_GHA_2017_I.dta, g7sec11_12screening.dta, g7sec12a.dta) Access to these datasets is available via The Ghana Statistical Service website: http://www2.statsghana.gov.gh/nada/index.php/catalog/97

Issued: 2019-12-09

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Subjects
Applied Economics | Consumption | Consumption | Economic Framework | Economic Framework | Economics | Economic Development Policy | Economic Development and Growth | Economic Framework Not Elsewhere Classified | Economic Development Policy | Human Society | Microeconomics | Microeconomics | Other Economic Framework | Policy and Administration | Policy and Administration | Studies in Human Society |

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handle : https://hdl.handle.net/1959.11/57137

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